Frequently Asked Questions

What is QROPS and do I qualify for it?

QROPS allows you to transfer your UK pension to a qualifying overseas scheme. You’re eligible if you’re no longer a UK tax resident and have a UK pension worth over £30,000.

How long does a QROPS transfer take?

Typically 6-8 weeks from start to finish. We handle all paperwork and liaise with your current pension provider to ensure a smooth process.

Will I pay penalties for transferring my pension?

No penalties if done correctly through QROPS. We ensure full compliance with UK and Indian regulations to avoid any charges or tax implications.

Can I access my investments if I change my return plans?

Absolutely. Our strategies are designed for flexibility, allowing you to adapt your financial plan as your residency and life goals evolve.

How do you ensure my money is safe?

We work only with regulated financial institutions and maintain strict compliance with both UK and Indian financial regulations. Your assets remain in your name.

What documents do I need to get started?

Typically your passport, proof of address, recent pension statements, and investment portfolio details. We’ll provide a complete checklist during consultation.

Do you only work with people returning to India?

No, we serve NRIs with various plans – whether returning to India, relocating to other countries, or staying abroad long-term.

Will my investments be affected by changing tax laws?

We continuously monitor tax regulations in both UK and India. Our strategies are designed to adapt to regulatory changes, protecting your wealth from unexpected tax implications.

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